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Financial Education Resources
UW-Madison Division of Extension’s Financial Education program helps families and individuals across the state achieve financial well being – keeping pace with day-to-day expenses, reaching financial goals, planning for life’s unexpected events and securing their financial future.
Topics include:
- Building and Maintaining Credit
- Finding and Keeping Affordable Housing
- Getting Through Tough Times
- Saving for Post-Secondary Education
- Saving on Taxes
General Resources
- Eviction Alternatives for Landlords
- Renters: What to do when the eviction moratorium ends
- UWEX Home and Family Online Resources (http://www.uwex.edu/ces/flp/famecon/index.cfm)
- Federal Trade Commission
- State of Wisconsin Office of Commissioner of Insurance
- Consumer Information from the Federal Reserve
- AnnualCreditReport.com https://www.annualcreditreport.com/
- UW-Extension’s website about your credit report: https://fyi.extension.wisc.edu/creditreport
Free Confidential Coaching
The UW-Madison, Division of Extension Financial Program provides trained volunteer coaches to help you increase your financial security. Learn more and how to enroll by reading:
Dodge County Free Confidential Financial Coaching Brochure
Budgeting tools: planning, spending, tracking
- 4 Week Spending Plan (PDF, 1 page, 20 KB)
- Capture the Power of a Spending Plan (PDF, 2 pages, 279 KB)
- Haga suyo el poder de un plan de gastos (PDF, 2 pages, 178 KB)
- Get Ahead by Planning Backwards (PDF, 2 pages, 262 KB)
- Planning to Stay Ahead: Dollars and Cents (PDF, 34 pages, 309 KB)
- Cómo Planear para Salir Adelante: Dólares y Centavos (PDF, 36 pages, 324 KB)
- Banking Services (PDF, 1 page, 327 KB)
- Servicios Bancarios (PDF, 1 page, 326 KB)
- Reaching Your Goals (PDF, 1 page, 209 KB)
- Como Lograr Las Metas (PDF, 1 page, 208 KB)
- Tracking Income and Expenses (PDF, 6 pages, 157 KB)
- Lleve cuentas de sus ingreasos y gastos (PDF, 6 pages, 891 KB)
- Monthly Expense Sheet (PDF, 2 pages, 92 KB)
- Creating a Budget for Your Home Website
Credit and debit: strategies for successful management
- Dealing With a Drop in Income (PDF, 8 pages, 164 KB)
- Cómo manejar una reducción de los ingresos (PDF, 8 pages, 153 KB)
- How Much Debt is Too Much? (PDF, 2 pages, 303 KB)
- Cuánta deuda es demasiada deuda (PDF, 2 pages, 211 KB)
- How to Control Credit Card Spending (PDF, 2 pages, 262 KB)
- ¿Cómo puedo controlar lo que gasto con mi tarjeta de crédito? (PDF, 2 pages, 157 KB)
- You Can Repair Your Credit (PDF, 2 pages, 321 KB)
- Usted puede reparar su crédito (PDF, 2 pages, 218 KB)
- Getting Help Out of Debt (PDF, 2 pages, 410 KB)
- Se puede conseguir ayuda para salir de las deudas (PDF, 2 pages, 187 KB)
- 4-Steps to Being Debt Free (PDF, 2 pages, 77 KB)
- 4-Pasos para llegar a estar libre de deudas (PDF, 3 pages, 158 KB)
- Debt Collection FAQ’s for Consumers (PDF, 4 pages, 217 KB)
- Preguntas Frecuentes sobre Cobranza de Deudas: Una Guía para Consumidores (PDF, 6 pages, 174 KB)
- How Debt Collection Works (PDF, 5 pages, 598 KB)
- Your Credit Report (PDF, 4 pages, 74 KB)
- Wisconsin Department of Financial Institutions:
- Money 2000 and Beyond Publications
- Organizing Your Financial Records (PDF, 8 pages, 79 KB)
- Taking Control of Your Spending (PDF, 8 pages, 83 KB)
- Tracking Your Spending (PDF, 4 pages, 74 KB)
- Using Power Payments to Pay Off Debt (PDF, 6 pages, KB)
Life changes: managing between jobs
(Cómo Arreglárselas Cuando No Tiene Trabajo)
- Managing Your Personal Finances in Tough Times
- Making the Most of What You Have (PDF, 6 pages, 234 KB)
Cómo Sacar el Mayor Provecho de lo que Tiene (PDF, 8 pages, 252 KB) - Setting Spending Priorities (PDF, 8 pages, 347 KB)
Cómo Decidir Cuáles Son los Gastos Más Importantes (PDF, 8 pages, 266 KB) - Strategies for Spending Less (PDF, 6 pages, 239 KB)
Cómo Gastar Menos (PDF, 6 pages, 268 KB) - Bartering (PDF, 4 pages, 224 KB)
El Trueque (PDF, 4 pages, 228 KB) - Deciding Which Bills to Pay First (PDF, 6 pages, 235 KB)
Cómo Decidir Qué Cuentas Pagar Primero (PDF, 6 pages, 267 KB) - Keeping a Roof Overhead (PDF, 4 pages, 229 KB)
Cómo Asegurarse de que la Familia Tenga Donde Cobijarse (PDF, 6 pages, 247 KB) - Talking with Creditors (includes sample debt repayment letter) (PDF, 4 pages, 277 KB)
Comunicación con los Acreedores (PDF, 6 pages, 245 KB) - Meeting Your Insurance Needs (PDF, 4 pages, 228 KB)
- Deciding if Bankruptcy is an Option for You (PDF, 6 pages, 231 KB)
- Cómo Decidir si la Protección por Bancarrota Es una Buena Opción para Usted (PDF, 6 pages, 254 KB)
- Helping Children Cope (PDF, 2 pages, 203 KB)
Cómo Ayudar a los Niños a Sobrellevar las Dificultades (PDF, 2 pages, 197 KB) - How You Can Help When Mom or Dad is Unemployed (PDF, 2 pages, 201 KB)
Cómo Puedes Ayudar Cuando Yu Papá o Yu Mamá Está sin Empleo (PDF, 2 pages, 191 KB) - Taking Care of Yourself (PDF, 4 pages, 221 KB)
Cómo Satisfacer las Necesidades Personales (PDF, 2 pages, 224 KB) - Where to Go for Help Finding a Job (PDF, 2 pages, 205 KB)
Dónde Conseguir Ayuda para Encontrar Empleo (PDF, 4 pages, 217 KB) - Looking for Jobs – Watch Out for Scams (PDF, 4 pages, 221 KB)
La Búsqueda de Trabajo – Tenga Cuidado con las Estafas (PDF, 4 pages, 228 KB) - Community Agencies that Can Help (PDF, 6 pages, 229 KB)
Las Agencias Comunitarias Pueden Ayudar (PDF, 6 pages, 256 KB) - Starting Your Own Business (PDF, 4 pages, 217 KB)
Cómo Iniciar Su Propio Negocio (PDF, 4 pages, 215 KB)
Life changes: home ownership, marriage, babies retirement, aging parents
- UW-Extension About the House Home ownership & renting information.
- Getting to Know You, Your Co-spender and Money – Exercise (PDF, 3 pages, 53 KB)
- Look Before You Leap (PDF, 38 pages, 255 KB)
- Money and Marriage (PDF, 2 pages, 125 KB)
- Budgeting for Baby (PDF, 2 pages, 333 KB)
- Now That I am Fifty (PDF, 2 pages, 125 KB)
- Retirement Planning (PDF, 11 pages, 461 KB)
- Planning for a Secure Retirement A 10-module planning course through Purdue.
- Helping Aging Parents With Money
- Social Security Administration
Saving and investing
- American Savings Education Council
- Money Publications from USA.gov: http://publications.usa.gov
- Investing for Your Future – a basic investing home study course developed by the Cooperative Extension System: http://www.investing.rutgers.edu/
- Investing in U.S. Savings Bonds and Treasury Securities: ttp://www.savingsbonds.gov/
- The Choose to Save® Program: http://www.choosetosave.org/brochures/
- Ballpark E$timate® retirement planning, online calculators and savings tips.
- The Investors Clearinghouse
Money and children: raising money smart children
- Helping Children Save to Spend (PDF, 2 pages, 478 KB)
- 17 Things a 5-Year-Old Should Know About Money (PDF, 1 page, 220 KB)
Financial pitfalls: payday loans & dept repair
- Predatory Lending Practices – Consumers Beware (PDF, 2 pages, 391 KB)
- Prácticas predatorias de préstamo-Consumidores, tengan cuidado (PDF, 2 pages, 250 KB)
- Beware of Fraud (PDF, 1 page, 215 KB)
- Cuidado con el fraude (PDF, 1 page, 216 KB)
- Payday Loan Consumer Information